Home Insurance in Indiana

Indiana Home Insurance for Indianapolis Homeowners

Anchor Insurance provides homeowners insurance for properties throughout Indianapolis and central Indiana. As an independent agency, we compare policies from multiple carriers to match coverage limits, deductibles, and endorsements to your home, whether it is a historic property in Irvington, a new build in Franklin Township, or a ranch home near Southport.

What a Homeowners Policy Can Cover

1. Dwelling coverage pays to repair or rebuild the structure of your home.
2. Other structures coverage protects detached garages, sheds, and fences.
3. Personal property coverage replaces furniture, electronics, clothing, and more after a covered loss.
4. Personal liability coverage helps if someone is hurt on your property or you accidentally damage someone else's belongings.
5. Medical payments coverage handles minor injuries to guests, regardless of fault.
6. Loss of use coverage pays for hotel stays and meals if your home becomes unlivable.

Real Situations Home Insurance Helps With

Home insurance does much more than cover storm damage. It can step in after a kitchen fire, a break-in, a burst pipe in January, or a dog bite involving a neighbor. It also meets the requirements most mortgage lenders set before you close on a home.

Optional Protection for Indiana Homes

Standard policies have limits, so we help you fill the gaps. Popular add-ons include water backup coverage for sump pump failures, scheduled coverage for jewelry and collectibles, and replacement cost coverage for your belongings. Flood insurance is purchased separately, and we can help with that too. For extra liability protection, ask about umbrella insurance.

We compare options from carriers such as Chubb, Grange, and Orion 180. Pairing your home policy with Indiana auto insurance can also help you save.